Don't Buy The Hype There are a lot of misconceptions about Social Security. Here’s the truth about three of them. Share | Related Content Social Security: By the Numbers Here are five facts about Social Security that might surprise you. Immediate vs. Deferred Annuities Looking forward to retirement? It's critical to understand the difference between immediate and deferred annuities. Saving for Retirement This calculator can help you estimate how much you may need to save for retirement.