The Latte Lie and Other Myths Do you know these three personal finance sayings? Share | Related Content The Cost of Procrastination Procrastination can be costly. When you get a late start, it may be difficult to make up for lost time. Pay Yourself First It sounds simple, but paying yourself first can really pay off. What Is My Current Cash Flow? Assess whether you are running “in the black” or “in the red” each month.